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The story of DOUBLE INDEMNITY is told by the dying Walter Neff, beginning with his first meeting with the seductive Phyllis Dietrichson during a routine renewal of her husband's car insurance. After some flirtation she arranges a meeting without her husband, where she asks about an accident policy to be bought without her husband's knowledge. Although repulsed by the implications of her suggestions, his obsession with Phyllis leads Neff to contemplate the possibility of finding a way to kill her husband while making his death look like an accident. After she comes to his apartment, the insurance salesman finally agrees to become involved in the murder, and the two of them begin methodically working out the details.

Classic adaptation of James M. Cain's hardboiled noir novel by director Billy Wilder and writer Raymond Chandler. Insurance salesman Walter Neff (Fred MacMurray) calls at the house of femme fatale Phyllis Dietrichson (Barbara Stanwyck) in order to renew her husband's insurance policy. An immediate attraction sparks between the two, and gradually Phyllis seduces Walter into conspiring with her to murder her husband, now provided with a double indemnity insurance clause. The murder is carried out as planned, but the couple then find themselves growing increasingly suspicious of each other as they get closer to collecting the money. When Walter's boss, relentless investigator Barton Keyes (Edward G. Robinson), starts to look into the policy, Walter and Phyllis' steely resolve begins to falter.